The Ins and Outs of Car Insurance
Life behind the wheel is not always a smooth journey. You choose the car you like; you obtain finance to purchase it and then it immediately depreciates once you drive it from the car dealership’s lot. Yet, there are not many feelings that can quite compare to owning your own car. So, with everything in life there are good aspects and not so good aspects, which is why car insurance is such an important investment as a car owner. Reputable car insurance ensure that you will be covered for those unexpected events.
What is Car Insurance?
Car insurance is a legal guarantee that provides financial protection against physical damage and/ or bodily injury resulting from vehicle accidents and any liability that could result from it. Essentially, car insurance provides the kind of security that life so seldom does.
What kind of Car Insurance is there?
1. Comprehensive Car Insurance
This is popular type of vehicle insurance offers the most extensive cover. It ranges from theft, hijacking, loss or damage caused by accidents to fire and natural disasters like hail and floods. It also covers you against Third Party claims, in situations where you are responsible for the damage to their vehicles.
2. Third Party, Fire and Theft Insurance
This car insurance cover is slightly different from Comprehensive Car Insurance in that it does not provide cover for accidental damage to your car. However, if you damage a third-party vehicle, you will be covered. You will also be covered if your car is lost or damaged due to theft, hijacking or fire. If your car incurs any damage whether it was accidental or not, you’ll have to cover the costs.
3. Third Party
This car insurance is the most budget-friendly of the three. This insurance offers cover for any damage you may cause to someone else’s car, and it will also cover the costs associated with the accidental death or any injury the third party may have incurred during the same accident.
Choosing the right car insurance for you will entail figuring out what your lifestyle needs are and what your financial situation is. Once you establish that, it will be an easier choice for you to make. Car insurance is a definite must-have, as no driver can control the actions of other drivers. Unfortunately, accidents do occur, but with the peace of mind that car insurance brings you will have one less thing to worry about.
Safe and Secure Driving
Whether you are a Nissan car owner or looking towards purchasing one, obtaining car insurance will allow you peace of mind, while being behind the wheel of one of our reliable Nissan models. South Africa has many reputable insurance companies that you can review as a potential car insurance provider. Alternatively, contact Nissan Eastern Cape and we will provide you with a list of reliable insurance providers.